Savings
- We are committed to creating a savings culture amongst our members. This can be done by weekly or monthly contributions as you build your funds towards a target project.
Loans
- Access to credit is fast and easy at Dreammaker. It’s just a click away and funds are delivered directly to your bank account.
Intermediation
- We set out to mop up liquidity at a healthy consideration, from our members in the surplus sector and make the funds easily accessible as loans to those in the deficit sector. It's intermediation at its purest form.
“The principles of wealth are true regarding large amounts and small amounts. It all begins with the smallest unit of currency”
Partners
/Investors
In a year of operations, we have disbursed 115 micro loans and counting, with zero default rate. The total amount disbursed is in excess of 87 Million Naira and we are poised to do more. As we position to strengthen our stake in our target market, we are currently open to accepting capital injection into our business. We are willing to offer members healthy returns ranging from 3-5% per quarter and the payouts can be structured quarterly or annually, depending on individual preference. We set out to mop up liquidity at a healthy consideration, from our members in the surplus sector and make the funds easily accessible as loans to those in the deficit sector, thereby gainfully employing idle resources and creating wealth.
| AMOUNT | ANNUAL RETURNS | QUARTERLY RETURNS |
|---|---|---|
| N1,000,000 | 12% per annum | 3% per Quarter |
| N2,000,000 | 16% per annum | 4% per Quarter |
| N3,000,000 | 18% per annum | 4.5% per Quarter |
| N5,000,000 | 20% per annum | 5% per Quarter |